“Never knew the VA loan could help me build wealth… I thought it was just to buy a house. My name is SSG David Harper (Ret.), and I want to share my story for any veteran out there who wants more for their family but doesn’t know where to begin. After leaving active duty, I had a good job and some savings, but I was worried about the future. I’d spent years deploying, moving, and sacrificing time with family and I wanted something stable to show for it. I’d always dreamed of investing in real estate, but honestly, I felt completely unqualified. I didn’t know where to start, and I didn’t want to make a huge financial mistake. I reached out to Mark Dunn because someone told me he specializes in helping veterans buy homes. What I didn’t know was that he also helps veterans use their benefits strategically and that conversation changed my life. During our first meeting, Mark asked me what my long-term goals were, and I told him I wanted financial freedom and something I could pass to my kids. Then he told me something I had never heard in my entire military career: You can use your VA loan to buy a multi-family property up to 4 units with 0% down. Live in one unit and rent the others out. I thought he was joking. I’d spent 8 years in service and no one had ever explained that. We ran numbers together, looked at real examples, and suddenly I could see the path. For the first time in a long time, I felt hope and control. A few weeks later, we found a triplex in Central Ohio great area, great tenants, and one unit empty so I could move in. We put together a strong offer using my VA benefit, negotiated repairs, and when it was accepted I honestly just sat in silence. I couldn’t believe it. Here’s what my numbers look like today: My mortgage is about $2,037 a month The two rented units bring in $2,150 I’m living basically for free I bought it with $0 down And the property has already appreciated by more than $38,000 since I purchased it Now I’m fixing up the units, learning the business, saving money every month, and getting ready to buy another property next year. I never thought I’d say this, but I’m officially a real estate investor. So if you’re a veteran reading this and you think building wealth is only for other people please hear me: It’s possible. You earned this benefit. Use it. Call Mark. He’ll treat you with respect, walk you through everything step by step, and fight for you the whole way. I’m living proof of what’s possible. — SSG David Harper (Ret.)”
SSG David Harper
Investor story
“First-Time Buyer Testimonial — In Our Own Words “We honestly didn’t think we’d ever be able to buy a house… and now we’re holding the keys.” Hi, we’re Ryan and Emily Johnson, and we just bought our very first home. It still feels unreal to say that out loud. Before we met Mark, we were renting a tiny apartment in Columbus, watching homes disappear off the market in days, and feeling totally discouraged. Every time we looked online, it felt like everything decent was way out of our price range. We didn’t know where to start, and honestly, we were embarrassed to even ask for help because we felt like everyone else already knew what they were doing. When we called Mark, we expected a quick conversation and maybe a “you’re not quite ready yet.” Instead, he slowed everything down and actually listened to us. He asked what we hoped for, what worried us, and what our goals were. He explained the process in a way that made sense and never once made us feel dumb for asking questions, and we asked a lot of questions. After that first meeting, I (Emily) turned to Ryan and said: “Maybe we really can do this.” Mark connected us with a great lender, helped us figure out a realistic budget, and stuck with us through some stressful moments. We saw houses we liked and houses we definitely didn’t like. Then we found the one in Pataskala, a cute three-bedroom with a big fenced yard for our dog, Cooper. We fell in love instantly, but there were already multiple offers. We were terrified. Mark stayed calm, walked us through our options, and helped us write a strong offer. He fought for us more than we expected any realtor would. And somehow… we won the house. We cried. Mark hugged us. Now we’re unpacking boxes, planning where to put the Christmas tree, and letting Cooper run around the yard like he owns the place. And we still keep saying, “We really did it.” If you’re reading this and you’re where we were — scared, overwhelmed, and unsure if it’s possible — please hear us: Don’t give up. Call Mark. He’ll take care of you. — Ryan & Emily Johnson”
Ryan and Emily Johnson
First-time buyer story
“My name is SFC James Miller, U.S. Army, and I want to share our experience for any veterans or active-duty families out there who are feeling overwhelmed by the homebuying process. When we got orders to relocate from Fort Campbell to Central Ohio, my wife and I were stressed and honestly a little scared. We were moving with two kids, a dog, and a tight timeline and we kept hearing how tough the housing market was. We also weren’t sure whether using our VA loan would put us at a disadvantage. A lot of people had told us horror stories about sellers not accepting VA offers. Then we connected with Mark Dunn, and everything changed. From the first phone call, Mark treated us like family. He explained the VA loan in a way we could understand and showed us how powerful our benefits actually were. He connected us with a lender who specializes in VA buyers, helped us tour homes virtually so we didn’t have to travel back and forth, and answered every question even the ones I asked twice. When we found the home we loved in Westerville, Mark built a strong offer that beat out several others. We closed with no money down, no PMI, and even negotiated over $8,000 in seller concessions. We never felt like we were fighting uphill we felt supported every step of the way. Now we’re settling into our dream home, our kids love their school, and we hosted our first backyard cookout with our new neighbors. We couldn’t be more grateful. If you’re a veteran or active-duty service member thinking about buying, don’t let fear stop you. Call Mark. He knows the process, he respects the military community, and he cares. Your VA benefits are earned, put them to work. — SFC James & Amanda Miller Proud Homeowners, Westerville, Ohio”
